by Oliver | Feb 27, 2023 | Finance, Interest rates, Mortgages, Property Market, Remortgaging
Wow, what a year (or so) it has been for the mortgage market. When Russia invaded Ukraine, the market became turbulent. Although the war sadly continues, the market is now calmer and easier to predict. We have seen the Bank of England base rate rise from its...
by Oliver | Dec 21, 2022 | Interest rates, Mortgages, Moving Home, Property Market, Remortgaging
I saw this on Twitter the other day which made me laugh… My son has lived through four chancellors, three prime ministers, three home secretaries and two monarchs. He’s five months old now. Hopefully this made you smile… on a serious note however it is a good summary...
by Oliver | Dec 19, 2022 | First time buyers, Mortgages, Our Business, Remortgaging
If you work as a subcontractor in the construction industry it is likely you will be part of the ‘CIS’ – Construction Industry Scheme. Although you are technically self-employed, the people you work for will often pay your tax at source, so this can feel as...
by Oliver | Oct 10, 2018 | Buy to Let, First time buyers, Remortgaging
Exploring the growing trend of parent landlords. As the younger generation struggle towards home ownership we are seeing a marked increase in the number of parents buying and renting second properties to their children. The average first time buyer is in their...
by Oliver | Oct 10, 2018 | Mortgages, Remortgaging
In the current economic climate, we encounter many customers who are deciding whether they should move home or stay and improve their existing home. It’s a question that has lots of pros and cons, so it can be a pretty tough decision. We have set about to provide...
by Oliver | Oct 10, 2018 | Buy to Let, First time buyers, House Prices, Mortgages, Property Market, Remortgaging
It’s hard to believe we’re well in to Spring, it seems like only last week we were toasting in the New Year. They say time flies when you’re having fun and it’s been an extremely busy first quarter to the year here at Number One Mortgages. This is usually a good...
by Oliver | Oct 10, 2018 | Finance, First time buyers, Mortgages, Remortgaging
Against the predictions of thousands, the UK has voted to leave the EU. But what does this mean for home owners and home buyers? In Sussex Brighton & Hove voted 2:1 to remain, along with Mid Sussex, who were also in the ‘remain’ camp. Worthing, Adur and Chichester...
by Oliver | Oct 10, 2018 | First time buyers, Mortgages, Remortgaging
A recent report from the Centre for Economics and Business Research has hailed ‘The Bank of Mum and Dad’ as one of the UK’s top 10 mortgage lenders. The report has estimated that over 300,000 property transactions this year will have the deposits funded by...
