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Deflation isn’t deflating

Deflation isn’t deflating

The UK is in a period of deflation. If you were born after March 1960 then you won’t have experienced that in your lifetime. Amazing really. And in the bluntest terms, that’s pretty good news for us because the cost of our everyday essentials like food and fuel are...
Clever Money, Clever Mortgages

Clever Money, Clever Mortgages

Oh mortgages……. We spend our early years trying to get one and the rest of our lives trying to pay them off! But there’s one thing that anyone who’s had a mortgage during the last 6 years can be grateful for, And that’s low interest rates. In October 2008 the base...
A little bit about inflation

A little bit about inflation

Inflation is currently sitting at 0%. That is the lowest rate of inflation since records began! What that essentially means is that we should all feel: a little bit better off, because everything is a little bit cheaper, which means that we should all spend a little...
A word on remortgaging

A word on remortgaging

A word to the wise this week . Remortgaging is a NO-BRAINER if you’re currently on a standard variable mortgage that was taken out after 2009. Remortgaging is a no-brainer, I just can’t say that often or loudly enough. Interest rates are so low that we’re finding that...
Consider re-mortgaging

Consider re-mortgaging

If you own your own home, you’ve probably heard a bit about re-mortgaging (it’s where you switch lenders without moving home). And I cannot stress enough how worthwhile it is to consider re-mortgaging if you are coming to the end of a mortgage product or did so in the...
2015 Mortgage rate predictions

2015 Mortgage rate predictions

Looking ahead to 2015 mortgage rate predictions Competition is not only the basis of protection for the consumer, but is the incentive to progress, Herbert Hoover 2015 starts with some pretty aggressive mortgage rates Mortgages look set to be even more competitive in...
Mortgage Rate Trends for 2015

Mortgage Rate Trends for 2015

Kevin Dunks, Founder of Number One Mortgages and adviser, gives his prediction of mortgage rate trends in 2015 It seems unbelievable, but many people-in-the-know are predicting that mortgages in 2015 may be EVEN MORE competitive than last year! It seems unbelievable,...
Brighton buy to let hotspot

Brighton buy to let hotspot

Brighton has been recognised as a buy to let hotspot – This might not come as a surprise to those living in one of the thousands of rental properties in the City. But what might be a surprise is that Yorkshire and Oxfordshire (who also featured on the list) deliver an...
We’re proud of what we do and how we do it

We’re proud of what we do and how we do it

“We are what we repeatedly do. Excellence, then, is not an act, but a habit” Aristotle The quote above from Aristotle sets the tone nicely for this month, as I’d like to talk about our recent performance. Here at Number One Mortgages we’ve doubled our business in both...