by Oliver | Oct 10, 2018 | Interest rates
Interest Rates At An All Time Low Today The Bank of England announced a rate reduction of 0.25%, making the current Bank of England Rate 0.25% – the lowest rate ever! Times are forever changing and most predicted a rate rise at the beginning of the year. With times...
by Oliver | Oct 10, 2018 | Buy to Let, Interest rates, Mortgages
In the summer it was announced that there will be some tax changes for landlords who fall in to the higher tax rate bracket. Specifically changes in the amount of tax relief they can claim on the interest of their mortgage payments. These tax changes for landlords...
by Oliver | Oct 10, 2018 | Interest rates, Mortgages, Remortgaging
obtained your mortgage 2 years ago and paid between a 5-15% deposit there are some incredible savings to be made by remortgaging, in fact everyone should be doing it! Interest rates are so competitive at the moment and the lowest they’ve ever been. Even if you’re in...
by Oliver | Sep 29, 2018 | Finance, First time buyers, Interest rates, Mortgages
Mortgage Broker vs Bank This is a question I get asked fairly frequently. It seems to me that mortgage brokers are deemed as a fall back option if the bank says no. While our services do extend to this assistance there are far more valuable reasons why you should...
by Oliver | Sep 29, 2018 | Finance, Interest rates, Mortgages, Remortgaging
The BBC recently published an article about interest only mortgages and the shocking volume of people who are likely to be effected in coming years when they haven’t made provisions to repay the original debt. It’s an interesting topic and something that has also...
by Oliver | Sep 29, 2018 | Buy to Let, Interest rates, Mortgages, Remortgaging
Buy-to-let has really taken off in recent years. Legislation has been relaxed and steadily mortgage lenders have become more willing to provide finance. In fact as of Q3 2014 it accounted for 14% of all mortgage lending*. Regular readers of my blog will know that not...
by Oliver | Sep 29, 2018 | Finance, Interest rates, Mortgages
Our very own town of Portslade has been recognised as one of the most affordable seaside spots for home buyers in the South East. Bognor, Worthing, Eastbourne and Hastings all feature too. Investors in property within Portslade will have seen an average 44.2% growth...
by Oliver | Sep 29, 2018 | Finance, Interest rates, Mortgages
The UK is in a period of deflation. If you were born after March 1960 then you won’t have experienced that in your lifetime. Amazing really. And in the bluntest terms, that’s pretty good news for us because the cost of our everyday essentials like food and fuel are...
