by Lilly Harrocks | Jan 9, 2024 | Finance, First time buyers, House Prices, Interest rates, Mortgages, Moving Home, Our Business, Property Market, Remortgaging
Happy New Year to you and welcome to 2024! We hope you enjoyed the festivities with your families and friends. “Approach the New Year with resolve to find opportunities hidden in each day” Michael Josephson At the start of each year, we like to look back and reflect...
by Oliver | Feb 27, 2023 | Finance, Interest rates, Mortgages, Property Market, Remortgaging
Wow, what a year (or so) it has been for the mortgage market. When Russia invaded Ukraine, the market became turbulent. Although the war sadly continues, the market is now calmer and easier to predict. We have seen the Bank of England base rate rise from its...
by Oliver | Oct 29, 2018 | Brexit, Finance, Stamp Duty
The Chancellor of the Exchequer, Philip Hammond released The Budget just moments ago. This is the last Budget before Brexit….. To make it easy for you we have compiled a summary of the key points that may interest and affect you: Main headlines Personal...
by Oliver | Oct 10, 2018 | Finance, First time buyers, Mortgages, Remortgaging
Against the predictions of thousands, the UK has voted to leave the EU. But what does this mean for home owners and home buyers? In Sussex Brighton & Hove voted 2:1 to remain, along with Mid Sussex, who were also in the ‘remain’ camp. Worthing, Adur and Chichester...
by Oliver | Oct 10, 2018 | Finance, House Prices, Property Market
The post BREXIT weak pound is drawing in foreign property buyers. As reported in The i newspaper this week, foreign property moguls are expected to cash in on the post BREXIT weak pound. It is expected that foreign money will pour into London and the...
by Oliver | Oct 10, 2018 | Finance, Mortgages, Remortgaging
The former pensions minister Steve Webb gives his views on why downsizing your home to increase retirement income is an unrealistic goal. Steve Webb told the BBC that this retirement plan could best be described as ‘downsizing delusion’ which is a worrying...
by Oliver | Oct 10, 2018 | Finance
Chancellor George Osborne released his 2016 Budget today and below we have compiled a summary of the key points that may interest and affect you: Main headlines Tax-free personal allowance to rise to £11,500 in April 2017 The threshold at which people...
by Oliver | Sep 29, 2018 | Finance, First time buyers, Interest rates, Mortgages
Mortgage Broker vs Bank This is a question I get asked fairly frequently. It seems to me that mortgage brokers are deemed as a fall back option if the bank says no. While our services do extend to this assistance there are far more valuable reasons why you should...
by Oliver | Sep 29, 2018 | Finance, Mortgages
The 95% mortgage is BACK! This popular lending option from pre ‘credit crunch’ sees buyers able to purchase property with just a 5% deposit. A fantastic opportunity for first time buyers whom haven’t yet raised the capital for a 10%+ deposit. Since 2008 when the 95%...
