by Oliver | Oct 10, 2018 | Buy to Let, First time buyers, Remortgaging
Exploring the growing trend of parent landlords. As the younger generation struggle towards home ownership we are seeing a marked increase in the number of parents buying and renting second properties to their children. The average first time buyer is in their...
by Oliver | Oct 10, 2018 | Buy to Let, First time buyers, House Prices, Mortgages, Property Market, Remortgaging
It’s hard to believe we’re well in to Spring, it seems like only last week we were toasting in the New Year. They say time flies when you’re having fun and it’s been an extremely busy first quarter to the year here at Number One Mortgages. This is usually a good...
by Oliver | Oct 10, 2018 | Buy to Let, Interest rates, Mortgages
In the summer it was announced that there will be some tax changes for landlords who fall in to the higher tax rate bracket. Specifically changes in the amount of tax relief they can claim on the interest of their mortgage payments. These tax changes...
by Oliver | Sep 29, 2018 | Buy to Let, Interest rates, Mortgages, Remortgaging
Buy-to-let has really taken off in recent years. Legislation has been relaxed and steadily mortgage lenders have become more willing to provide finance. In fact as of Q3 2014 it accounted for 14% of all mortgage lending*. Regular readers of my blog will know that not...
by Oliver | Sep 29, 2018 | Buy to Let, House Prices
Have you heard of ‘Granlords‘? Maybe not yet, but I’m sure you will soon. It’s a nickname being given to a new, emerging group of people who are making a pretty significant contribution to property prices in the UK. Because recent pension reforms have meant that...
by Oliver | Sep 29, 2018 | Buy to Let, Interest rates, Mortgages
Brighton has been recognised as a buy to let hotspot – This might not come as a surprise to those living in one of the thousands of rental properties in the City. But what might be a surprise is that Yorkshire and Oxfordshire (who also featured on the list) deliver an...
by Oliver | Sep 28, 2018 | Buy to Let
Your present circumstances don’t determine where you can go; they merely determine where to start.” Nido Qubein Gone are the days where you took out a mortgage for 25 years, on one property, with one provider. Changes to the family and individual lifestyles mean that...
