Have you been thinking about moving to a new home before Christmas? If so, now is the time to make it happen!
Yes, it’s that time of year when some people think it may still be too early to say the word… Christmas 😊. It seems to come earlier every year as shops start putting up decorations and shelves fill with festive treats.
While some may think it’s too soon to talk about Christmas, when it comes to moving home and securing a mortgage, now is the time to act. With a typical home purchase taking around 10-12 weeks to complete and Christmas now less than 12 weeks away, the window for moving before the end of the year is closing fast!
Why Move Before Christmas?
Imagine celebrating the holidays in your dream home, whether you’re hosting loved ones or simply enjoying a fresh, cosy space. Plus, many people have extra time off during the festive period, giving you the perfect opportunity to settle in and get organised before the new year begins.
The mortgage process can be a breeze, especially with the right planning and support. It all starts with a chat over your objectives and taking a snapshot of your situation.
Get Ahead of the Rush
The property market tends to get busier over the next 4–6 weeks, so if you’re thinking of moving, acting now will give you the advantage. Here’s how we can help:
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- Mortgage Agreed in Principle: Secure an Agreement In Principle (AIP) to strengthen your negotiation position and give you a competitive edge over other buyers.
- Tailored Mortgage Solution: We will explore the whole of the market and recommend the best mortgage product to meet your objective and circumstance.
- Speedy mortgage offers: You will have a dedicated administrator focused on helping you move before Christmas.
- Vetted and trusted partners: We can recommend trusted estate agents, solicitors and surveyors who can work quickly and efficiently to help get your home sold and your move completed in time.
Ready to Get Started?
Book a time to chat with your advisor now by simply clicking on their diary links below to schedule a time that works for you:
Over the past 20 years of trading we’ve seen that some people love to exchange contracts before Christmas, do all their packing and organising for the move during the holidays and start the New Year with a new home 😊.
Of course, if you aren’t in a rush and like to take a little longer to plan, reflect and consider your options, our advisers are more than happy to help you work out whether a move in 2025 is for you. Use the links above to book a time to chat with your adviser.
Temporary Stamp Duty Relief Reminder
If you are looking to move, we are still within the ‘stamp duty holiday period’ until 31st March 2025. This means if you are moving home and complete before 31st March 2025, you could save up to £2,500. If you are a first-time buyer, you could save up to £6,250.
Recommend Us Gift
Do you know someone contemplating moving home? Are you happy with our service? If yes, you can help your friends and family by recommending your adviser to them to ensure they are in good hands and get the best advice. We are always extremely grateful when you spread the word, and we have made it easy for you to do by simply clicking on the link below to send us their details. Leave the rest to us as we will reach out to them and offer our help. As a thank you, for any recommendation that goes on to complete on a mortgage through us, we will gift you £100* 😊