by Oliver | Sep 29, 2018 | Finance, First time buyers, Interest rates, Mortgages
Mortgage Broker vs Bank This is a question I get asked fairly frequently. It seems to me that mortgage brokers are deemed as a fall back option if the bank says no. While our services do extend to this assistance there are far more valuable reasons why you should...
by Oliver | Sep 29, 2018 | Mortgages, Remortgaging
Remortgages in Brighton Hove and Shoreham For the first time in my 19 year mortgage career I would describe remortgaging as exciting. The act of remortgaging of course isn’t (nobody likes paperwork), but the savings that can be made currently and what can be done with...
by Oliver | Sep 29, 2018 | Finance, Mortgages
The 95% mortgage is BACK! This popular lending option from pre ‘credit crunch’ sees buyers able to purchase property with just a 5% deposit. A fantastic opportunity for first time buyers whom haven’t yet raised the capital for a 10%+ deposit. Since 2008 when the 95%...
by Oliver | Sep 29, 2018 | Finance, Interest rates, Mortgages, Remortgaging
The BBC recently published an article about interest only mortgages and the shocking volume of people who are likely to be effected in coming years when they haven’t made provisions to repay the original debt. It’s an interesting topic and something that has...
by Oliver | Sep 29, 2018 | Property Market
In this article we investigate online vs traditional estate agencies to see who comes out top! I do understand the allure of an online agency vs a traditional agency, it’s the new craze and even Sarah Beeny from Channel 4 property programme fame has jumped on the...
by Oliver | Sep 29, 2018 | Remortgaging
If you’re planning to sell your home in the next few years you might have found yourself considering home improvements to make which are likely to add value to the property. In this article we look at whether it is worthwhile investing in a new kitchen prior to...
by Oliver | Sep 29, 2018 | House Prices, Property Market
We have probably all heard about the dramatic growth in property prices across London and the commuter belt, and it’s precisely this which has spurred some City livers to reconsider their town house in favour of a better value home and more relaxed lifestyle...
by Oliver | Sep 29, 2018 | Insurance
Life is not always kind and it’s not always fair, unfortunately we can all be sure of that. And another thing I’m fairly sure about, is that people frequently don’t take out sufficient insurance to protect their income in case life is unkind or unfair. Insurance has...
by Oliver | Sep 29, 2018 | Buy to Let, Interest rates, Mortgages, Remortgaging
Buy-to-let has really taken off in recent years. Legislation has been relaxed and steadily mortgage lenders have become more willing to provide finance. In fact as of Q3 2014 it accounted for 14% of all mortgage lending*. Regular readers of my blog will know that not...
